chaunette mckinneyREALTOR® · Real Estate Store · 251-622-8588
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Homebuyer & Homeowner Assistance

Current program details, official applications and important requirements for Baldwin County buyers and homeowners.

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Gulf Coast living

New to the Gulf Coast? A simple storm plan.

A calm, practical guide for your household, second home or vacation property. Prepared, not panicked.

Save the storm plan →
Buyer & seller resources

Make the next decision clearly.

Practical, local guidance for buying, selling and understanding the real monthly cost along Alabama’s Eastern Shore and Gulf Coast.

Complete buyer guide

Buy with a clear plan.

Start with a monthly number you can comfortably live with, not only a maximum approval. Then compare location, condition and long-term ownership costs before falling in love with a property.

Ask Chaunette to build your search →
01

Set the comfortable payment

Review principal, interest, property taxes, homeowners insurance, flood or wind coverage, HOA dues and mortgage insurance.

02

Strengthen financing

Choose a lender, compare loan options and secure a current preapproval before touring seriously or writing an offer.

03

Define the real priorities

Separate must-haves from preferences: location, school zoning, commute, bedrooms, lot, water access, rental rules and repair tolerance.

04

Tour with context

Compare recent sales, days on market, neighborhood fees, condition and resale position—not just finishes and photographs.

05

Build a smart offer

Balance price, financing, inspection, appraisal, timing and seller priorities. The strongest offer is not always the highest number.

06

Inspect and investigate

Use qualified inspectors and verify insurance availability, flood zone, HOA documents, utilities, permits and anything material to your decision.

07

Prepare for closing

Review final loan figures, complete the walkthrough, transfer utilities and bring only verified funds using confirmed wiring instructions.

Complete seller guide

Prepare, price and launch well.

Your first days on the market matter. The right preparation, photographs, positioning and showing plan should work together before the listing goes live.

Request a private listing consultation →
01

Clarify the goal

Set priorities for timing, net proceeds, repairs, possession and where you are going next.

02

Study the competition

Use recent comparable sales, active competition, condition and buyer demand to define a realistic launch range.

03

Prepare selectively

Focus on repairs, cleaning, curb appeal and editing that improve confidence and photographs without overspending.

04

Create the story

Professional imagery, accurate details and natural copy should help buyers understand both the home and the lifestyle.

05

Launch everywhere it matters

Coordinate MLS exposure, property pages, direct outreach and social marketing so the listing enters the market as one polished campaign.

06

Respond to the market

Track showings, feedback, online engagement and competing listings, then adjust deliberately when the evidence calls for it.

07

Protect the contract

Evaluate price with financing, inspection, appraisal, closing timeline and buyer strength, then manage each deadline through closing.

Coastal & waterfront checklist

Look beyond the view.

Beach, bay and river properties can have very different ownership stories. These checks belong early in the decision, not after the inspection period is nearly over.

Discuss a coastal property →
InsuranceHomeowners, wind, flood and current insurability
Flood & elevationFlood zone, elevation information and lender requirements
HOA healthBudget, reserves, minutes, assessments and litigation
Rental rulesMinimum stays, permits, management rules and projections
Building conditionRoof, envelope, mechanical systems and maintenance history
Water accessDepth, slips, lifts, seawalls, docks and permitting
True carrying costDues, insurance, utilities, management and upkeep
Resale positionLocation, view, floor, access and buyer pool
Beach condo buyers

A closer look at the building behind the view.

For Orange Beach and Gulf Shores condos, the association budget, assessments, rental policies and insurance can shape your purchase as much as the unit itself.

Read the condo buyer checklist →
Monthly payment planner

See more than principal and interest.

Use this as a planning estimate. A lender and insurance professional should confirm the actual figures for a specific property.

Estimated total monthly payment
——Planning estimate only; excludes mortgage insurance unless entered under other costs.
Local real-estate guides

Go deeper on the move you are considering.

These focused guides connect local choices and property-specific due diligence with a clear next step.

Moving to Baldwin County

Compare Fairhope, Daphne, Spanish Fort, Mobile Bay and the Alabama beaches around everyday priorities.

Read the relocation guide →

Buying on Mobile Bay

Understand water access, elevation, shoreline structures, insurance and long-term upkeep before buying.

Read the waterfront guide →

Selling in Baldwin County

Build a thoughtful plan for preparation, pricing, marketing, negotiation and closing.

Read the seller guide →

Explore communities

Start with local pages for Baldwin County, the Eastern Shore, Mobile Bay and the Alabama Gulf Coast.

Explore Baldwin County →

Ready for advice specific to you?

A short conversation can make the next step much clearer.

Call Chaunette →